How To Budget When You’re Broke – Day #6

Hey everyone!
I know this is going to sound like a broken record but I moved out recently. Since moving out I realized that food doesn’t come with the fridge, clothes don’t wash themselves and most of all money doesn’t grow on trees. Though I was prepared to move out the costs of food kind of sent me for a headspin.

Food is so damn expensive! It’s like I spend 20$ on food and it’s all gone the next minute. I don’t understand. Worst of all I buy my own food but I never want to eat what I have because it involves effort. It’s a bit silly but I’m sure I’ll learn to grow out of it.

As the title says I am going to share with you guys my best tricks for saving a couple dollar bills. I save money so I can pay for food and still buy things I want your reasons could be very different. I made a list of a bunch of things that could help everyone or at least I think it could help everyone.

1.Walk

This probably sounds dumb but walking saves money and gets those steps in. I walk an hour to work every day. Does it suck? Yes. Does it save me money? Yes. Gas can be expensive and sometimes cutting costs is best to look at the little things. I am fortunate to live somewhere things are at walking distance. Not everyone has the luxury so I suggest in investing in a bike. That also cuts costs and helps the environment. Win-Win!

2. Price matching and coupons

Does anyone remember that show extreme couponing? Well, that’s me at the cash nowadays. As crash as it seems it does help a lot. Why would you pay full price for things when you don’t have to?? I can save like 30$ on my groceries alone just but matching prices with other stores. It’s crazy what you can do with such a simple application. I use the app Flip. It tells me where all the best deals are. I also get coupons online with websites dedicated to finding you coupons. It’s sweet! Also, the app Checkout 51 gives you money back just by scanning your receipts. You should check it out if you’re into saving a bit of cash.

3. Leave your wallet at home

This may sound crazy but it really does work. If I know I’m going to work or somewhere that may tempt me to spend but I know I don’t want to, I don’t bring my wallet. It’s the best way to save money. If you don’t have it, you can’t spend it. I’m not saying leave all very important cards at home like medical cards and drivers license. I’m just saying don’t bring money. This was awesome for when I went to the carnival by my house. Most of the stuff is free except the food. It’s tempting to buy the over-priced food for many reasons but I knew I had food at home. The good old parent saying.

4. Make a spreadsheet

This is my favourite tip. This is what keeps me accountable for everything. I am less tempted to spend if I have to write everything down. I keep a spreadsheet with all the things I bought and how much it was. It’s also good for tracking where all the money is going. I also use one for saving. I have a document that has my saving goals and how much I’m going to put away that week in my savings account. It’s very important when trying to save money to just be aware of where that money is and where it went.

So these are my top four tips for saving money. There are a million and one tips out there that can help you save money. I honestly find that just keeping it simple and to its core is the best way. Accountability. Just own up to what you are spending your money on. Or if it’s because you have no money to find a way to get more money in.

I hope this helped some of you guys. I want to hear what your favourite tips are and what you do to stay on top of your money.

See you tomorrow! I would also love to mention that this is my 80th blog post! How exciting is that?!

You can find me here! Also, make sure to subscribe to my emailing list!!

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